Free, Informative & Casual
Getting the right kind of business advice can be difficult. Sometimes, you don't even know what questions to ask. And worrying about how much it will cost to ask keeps all of us from getting the information that we need.
That's why we offer Grow with a Pro "coffee chats" every Tuesday. They're free, they're informative, and they're casual. And, they're made for business owners like you.
What happens in a Grow with a Pro coffee chat?
Each week is led by a different expert in business banking, business taxes, business insurance, and business legal services. Each chat focuses on a different topic, and provides time for attendees to ask a few questions. Because it's the same expert in their field each month, you can get to know them, get comfortable, and learn valuable insights.
I'm busy. Is it worth it?
It's a great way to start your day, once a week - and a low-commitment way to work ON your business, not just IN your business. It's just 45 minutes in the morning. Grab a coffee, log on to the video chat, and ease your way into your Tuesday.
There's also the added value of cost savings and community. While it doesn’t cost anything to talk to your banker or insurance pro, it could cost at least $75 an hour to speak to an accountant and hundreds of dollars an hour to speak with an attorney. But these sessions are free, and you join other business owners who also want a little guidance and morning motivation.
Isn't it nice to feel connected to people who are going through the same things that you are as a business owner? You're not alone!
Is it for me?
Thankfully, our Pros are so versed in their fields that any type of business owner, at any stage and from any industry, can benefit from these sessions. Whether you are still just thinking about starting a business and have lots of questions, or you've been in business for years and just need one or two questions answered.
Great questions from past mornings:
- Q: I want to start a business. When should I open a business bank account?
- A: You should open a business bank account as soon as you form your business, and before you take any money from a customer.
- Q: What can I read to learn more about business accounting?
- A: You can read many books on accounting, but a good resource is Lynda.com which has many good, short trainings on business accounting for small business owners. This is knowledge every business owner should have, but they should still have a good bookkeeper and accountant, especially if they are not a tax or bookkeeping professional.
- Q: Should I have a written partnership agreement?
- A: Whether you are going into business with a family member, your best friend or someone else, you need a written partnership agreement. At a minimum, the agreement should cover what happens in the event of a dispute, divorce, death, disability of a partner and of course, dissolution of the partnership.
- Q: Would business interruption insurance cover loss of revenue during a pandemic?
- A: Some insurance policies or riders cover loss of revenue due to a pandemic. You would need to examine your policy to see if business interruption is covered, and to determine if the pandemic is covered under the clause. If you do not currently have business interruption insurance, it will be difficult to obtain while we are still in the midst of the pandemic.
