
Get a Small Business Loan
Business Impact NW works with you to provide funding for your small business. From startup to established businesses in need of growth capital, our services are designed with you in mind. We work hard to fund small business owners, especially women, veterans, BIPOC, immigrants, LGBTQ+, and disabled entrepreneurs. As a compassionate lender, we can be more flexible than traditional lenders.
Here’s how it works
1. Determine if you’re loan ready
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- Use the “Funding Navigator" below, it will walk you through the 5 factors for a loan decision.
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- Character/credit
- Capacity/experience
- Capital (equity injection)
- Collateral
- Cash flow
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- If you’re not sure, we can help! We provide loan readiness help, resources to build your personal credit, coaching, and business plan assistance.
- Learn more about our loans.
- Use the “Funding Navigator" below, it will walk you through the 5 factors for a loan decision.
2. Get Loan Ready
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- You’ll apply using our online application.
- We make an assessment of your loan request. You’ll hear back from us within 7-10 business days with the next steps.
- If we are unable to move forward with your loan, we will direct you to free resources you can utilize to improve your application.
3. From Application to Loan Funding
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- You’ll provide all documentation required for loan review.
- Your loan officer will partner with you to provide the right loan type, amount, and terms you need.
- Throughout the next 4-6 weeks, we will work with you on your application.

Get the financing and support that you need so that you can grow your business success
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Funding Navigator
Use this quick quiz to find out if you're ready to apply for a loan.
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Square One
If if you’d like to find out more about our services, register and attend a Square One class online or in-person. Receive $50 off of your loan closing costs just for attending!
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Apply
For Your LoanWe’re located in Seattle – but you don’t have to be. We can provide loans by working with you over the phone, via Zoom like web chat, and even supported by email if your business is in Washington, Oregon, & Alaska.
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Loan Readiness: One-on-One Coaching
We have specialized business coaches who can help you prepare for your loan, from your cash flow analysis to profit projections, we’re here to help.
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Business Impact NW is an equal opportunity provider, employer and lender. SBA is an Equal Opportunity Lender, Provider and Employer. USDA Rural Development is an Equal Opportunity Lender, Provider and Employer.
Business Impact NW makes every effort to abide by the Borrower’s Bill of Rights.
Discrimination is prohibited by Federal Law. Complaints of Discrimination should be sent to: USDA, Director, Office of Civil Rights, Washington D. C. 20250-9410