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ABOUT OUR LOANS

Unlike credit cards, cash advances, or other types of high-interest or predatory loans, we work with you to ensure you have the right loan at the right rate that you are able to pay back. As a compassionate lender, we can be more flexible than traditional lenders.

WE ARE A DIFFERENT KIND OF LENDER

We work hard to fund small business owners, especially socially and economically disadvantaged individuals.

Our dedicated team is committed to helping regional businesses. While working with us, you will have personalized attention from a loan officer.

OUR LOAN OPTIONS

  • We offer small business loans ranging from $5,000 to $750,000 and commercial real estate loans up to $1,500,000.
  • Our average interest rate is from 11% to 13%. While higher than some banks, we take risks that most banks won't.
  • We provide loan options tailored to your needs, including loans for those with limited collateral and more.
  • We can provide loans in Alaska, Idaho, Oregon, and Washington to business owners at every stage, from startups to established, and we work with you over the phone, via live web chat, and even through email.

GET THE MONEY YOUR BUSINESS NEEDS

  • Contractor Receivables 
  • Equipment 
  • Inventory 
  • Working Capital 
  • Commercial Real Estate 
  • Furniture & Fixtures 
  • Debt Restructuring 
  • Contract Mobilization
  • Purchase an existing business
  • Rent
  • Wages
  • Leasehold improvements

LOAN APPLICATION PROCESS

  1. You’ll provide all documentation required for loan review, and we will make an assessment of your loan request. Review the required documents for underwriting here.
  2. You’ll hear from us within 7-10 business days with the next steps.
  3. Your loan officer will partner with you to provide the loan type, amount, and terms you need.
  4. Throughout the following 4-6 weeks, we will work with you on your application.
  5. Review all of the required documents for a loan application here

READY TO APPLY?

If you are not ready, consider these resources:

  • Free business loan classes cover financial management, understanding credit, and more.
  • Free loan preparation coaching to help you prepare your loan application, guide you through the lending process, and assist you in developing your business plan and financial projections. These coaching sessions can be held in person, over the phone, or via videoconferencing.

Local Lending Opportunities

Additional financing for local businesses

Through partnerships with local governments, Business Impact NW helps make financing available to small businesses in specific communities.

Vancouver, Washington

Vancouver Small Business Loans

Business Impact NW partners with the City of Vancouver to expand financing for businesses opening, stabilizing, or growing, with dedicated funding for the Fourth Plain area.

Dedicated Fourth Plain funding

$1.2 million

Total funding allocation, not an individual loan limit.

Who it’s for

Businesses in the Fourth Plain investment area qualify for consideration for City-funded loans. Other Vancouver businesses may qualify for additional Business Impact NW financing.

Financing uses

Equipment, working capital, tenant improvements, rent, wages, and other eligible business expenses.

Tigard, Oregon

Tigard Impact Fund

The City of Tigard has dedicated funding to help local small businesses access financing through Business Impact NW.

Individual loans up to

$100,000

Loan term

5 years

Who it’s for

Existing Tigard businesses operating for at least one year, subject to lending eligibility.

Financing uses

Loans primarily support investments that grow business revenue or help attract businesses to Tigard, subject to program requirements.

Interested in financing?

You don’t need to select a specific fund when applying. Business Impact NW will review your loan request and determine which available financing options may fit your business.

FRAUD ALERT - PROTECT YOURSELF

WE WILL NEVER request payment by text, ask for money via wire transfer, gift cards, or crypto, pressure you to act immediately, and all fees will be disclosed through official channels.

IF YOU RECEIVE SUSPICIOUS REQUESTS: don’t respond or send money. Contact your loan officer directly and verify before taking action.

Equal Opportunity Notice as required by the Department of Treasury

In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity 1500 Pennsylvania Avenue, N.W., Washington, DC 20220; call (202) 622-1160; or send an e-mail to: [email protected].

Sustaining Partners

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