Your Access to Capital Starts Here


Business Impact NW provides access to capital for business owners at every stage of business development

  • We offer loans ranging from $5,000 to $250,000.
  • We are a compassionate lender. The 5 C's of Financing allow us to be more flexible with our funding than traditional lenders.
  • We exist to fund women, veterans, communities of color, immigrants, LGBT, and disabled entrepreneurs.

Startup Businesses

0 - 6 months in operation for start-up capital

New Businesses

Fewer than 2 years in operation for working capital

Established Businesses

2+ years in operation for growth management and debt restructuring

Funding For:

  • Equipment & Inventory
  • Franchising
  • Production Needs
  • Working Capital
  • Commercial Real Estate
  • Cash Flow Restructuring
  • Contract Financing
  • Contractor Receivables
  • & more!


5 C's of Financing

The 5 C's of Financing is how we at Business Impact NW make our investment decisions.  Each is important individually, but a lender looks at the overall risk to make a determination if you qualify for a loan.


Our lending officers are here to help you get the capital you need to start, grow or expand your business. Did you know that 99% of our clients are business owners who that are ineligible for commercial loans? You can fill out an application online and get started on the path to financing today.

Technical Assistance

Need Help? Our business coaches can guide you through the lending process through the development of your business plan, marketing plan, cash flow projection and other financial projections. Once completed, they can also assist you in assembling and completing the required documentation to apply for your loan.


Once you submit your complete application to our lending team for review, our loan officers will conduct an analysis of your loan application. This process typically takes several weeks, and may require us to speak with you for clarification and/or revision before a final decision is made.

Ongoing Support

Once you've received approval on your loan, you are encouraged to keep in touch with your coach regarding any follow up questions or concerns, and to communicate the changing needs of your business over time.

Get Started!

First, use this Loan Application Checklist to ensure you have everything that you need before you apply for funding.
Need help? Work with a Business Counselor to put together a complete application.
Personal Finances
Next, fill out your Personal Financial Statement. This will be important in assessing your "Character" - one of the 5 C's of Financing.
Finally, when you're ready, fill out the Business Impact NW Loan Application online.
Have more questions? Check out our FAQ.

 This is an Equal Opportunity Program. Discrimination is prohibited by Federal Law.