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DTSTART;TZID=America/Los_Angeles:20260921T100000
DTEND;TZID=America/Los_Angeles:20260921T120000
DTSTAMP:20251125T224149Z
CREATED:20251125T224149Z
LAST-MODIFIED:20251125T224149Z
UID:10009111-1789984800-1789992000@businessimpactnw.org
SUMMARY:Fairwood Library Drop-In Business Coaching
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/fairwood-library-drop-in-business-coaching-4/2026-09-21/
LOCATION:Fairwood Library\, 17009 140th Ave SE\, Renton\, WA\, 98058\, United States
CATEGORIES:In-person
ATTACH;FMTTYPE=image/png:https://businessimpactnw.org/2019/wp-content/uploads/2022/06/Class-Graphics-12.png
ORGANIZER;CN="Business Impact NW":MAILTO:coaching@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260921T130000
DTEND;TZID=America/Los_Angeles:20260921T150000
DTSTAMP:20251125T224746Z
CREATED:20251125T224746Z
LAST-MODIFIED:20251125T224746Z
UID:10009135-1789995600-1790002800@businessimpactnw.org
SUMMARY:Kent Panther Lake Library Drop-In Business Coaching
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/kent-panther-lake-library-drop-in-business-coaching-4/2026-09-21/
LOCATION:Kent Panther Lake Library\, 20500 108th Avenue SE\, Kent\, WA\, 98031\, United States
CATEGORIES:In-person
ATTACH;FMTTYPE=image/png:https://businessimpactnw.org/2019/wp-content/uploads/2022/06/Class-Graphics-12.png
ORGANIZER;CN="Business Impact NW":MAILTO:coaching@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260922T090000
DTEND;TZID=America/Los_Angeles:20260922T120000
DTSTAMP:20251212T204056Z
CREATED:20251212T204056Z
LAST-MODIFIED:20251212T204056Z
UID:10009339-1790067600-1790078400@businessimpactnw.org
SUMMARY:Virtual Drop-In Business Coaching
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/virtual-drop-in-business-coaching-09-22-2026/
LOCATION:ONLINE
CATEGORIES:Virtual
ATTACH;FMTTYPE=image/png:https://businessimpactnw.org/2019/wp-content/uploads/2022/06/Class-Graphics-12.png
ORGANIZER;CN="Business Impact NW":MAILTO:coaching@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260922T120000
DTEND;TZID=America/Los_Angeles:20260922T133000
DTSTAMP:20251120T015245Z
CREATED:20251119T225456Z
LAST-MODIFIED:20251120T015245Z
UID:10009038-1790078400-1790083800@businessimpactnw.org
SUMMARY:Square One: Work For Yourself en Español (Virtual)
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/square-one-work-for-yourself-en-espanol-virtual-19/
LOCATION:ONLINE
CATEGORIES:Virtual
ATTACH;FMTTYPE=image/png:https://businessimpactnw.org/2019/wp-content/uploads/2024/10/Calendar-banner-2024-Square-One.png
ORGANIZER;CN="Business Impact NW":MAILTO:coaching@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Boise:20260923T110000
DTEND;TZID=America/Boise:20260923T130000
DTSTAMP:20260803T201321Z
CREATED:20260803T201321Z
LAST-MODIFIED:20260803T201321Z
UID:10009479-1790161200-1790168400@businessimpactnw.org
SUMMARY:Content to Strategy
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/content-to-strategy-2/
LOCATION:ONLINE
CATEGORIES:In-person,Virtual
ORGANIZER;CN="Idaho Women's Business Center (IWBC)":MAILTO:iwbc@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260924T130000
DTEND;TZID=America/Los_Angeles:20260924T150000
DTSTAMP:20251201T235703Z
CREATED:20251201T235703Z
LAST-MODIFIED:20251201T235703Z
UID:10009177-1790254800-1790262000@businessimpactnw.org
SUMMARY:Federal Way Library Drop-In Business Coaching
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/federal-way-library-drop-in-business-coaching-2/2026-09-24/
LOCATION:Federal Way Library\, 34200 1st Way S\, Federal Way\, WA\, 98003\, United States
CATEGORIES:One-on-one
ATTACH;FMTTYPE=image/png:https://businessimpactnw.org/2019/wp-content/uploads/2022/06/Class-Graphics-12.png
ORGANIZER;CN="Business Impact NW":MAILTO:coaching@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260924T130000
DTEND;TZID=America/Los_Angeles:20260924T163000
DTSTAMP:20260903T213437Z
CREATED:20260903T213437Z
LAST-MODIFIED:20260903T213437Z
UID:10009493-1790254800-1790267400@businessimpactnw.org
SUMMARY:WorkSource Yakima Drop-In Business Coaching
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/worksource-yakima-drop-in-business-coaching/
LOCATION:WorkSource Yakima\, 1205 Ahtanum Ridge Dr\, suite B\, Union Gap\, 98903\, United States
CATEGORIES:In-person
ORGANIZER;CN="Washington Women's Business Center (WWBC)":MAILTO:wbc@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260924T173000
DTEND;TZID=America/Los_Angeles:20260924T190000
DTSTAMP:20260916T185317Z
CREATED:20260903T191609Z
LAST-MODIFIED:20260916T185317Z
UID:10009491-1790271000-1790276400@businessimpactnw.org
SUMMARY:Square One WFY: Yakama Nation
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/square-one-orientation-yakama-nation/
LOCATION:Yakama Nation Cultural Center\, 100 Spiel-yi Loop\, Toppenish\, WA\, 98948\, United States
CATEGORIES:In-person
ATTACH;FMTTYPE=image/png:https://businessimpactnw.org/2019/wp-content/uploads/2024/10/Calendar-banner-2024-Square-One.png
ORGANIZER;CN="Washington Women's Business Center (WWBC)":MAILTO:wbc@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260925T090000
DTEND;TZID=America/Los_Angeles:20260925T110000
DTSTAMP:20260903T213003Z
CREATED:20260903T213003Z
LAST-MODIFIED:20260903T213003Z
UID:10009492-1790326800-1790334000@businessimpactnw.org
SUMMARY:Greater Yakima Chamber of Commerce Drop-In Business Coaching
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/greater-yakima-chamber-of-commerce-drop-in-business-coaching/
LOCATION:Greater Yakima Chamber of Commerce\, 10 N 9th St\, Yakima\, WA\, 98901\, United States
CATEGORIES:In-person
ORGANIZER;CN="Washington Women's Business Center (WWBC)":MAILTO:wbc@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260925T120000
DTEND;TZID=America/Los_Angeles:20260925T160000
DTSTAMP:20260903T213516Z
CREATED:20260903T213516Z
LAST-MODIFIED:20260903T213516Z
UID:10009494-1790337600-1790352000@businessimpactnw.org
SUMMARY:WorkSource Yakima Drop-In Business Coaching
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/worksource-yakima-drop-in-business-coaching-2/
LOCATION:WorkSource Yakima\, 1205 Ahtanum Ridge Dr\, suite B\, Union Gap\, 98903\, United States
CATEGORIES:In-person
ORGANIZER;CN="Washington Women's Business Center (WWBC)":MAILTO:wbc@businessimpactnw.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260925T170000
DTEND;TZID=America/Los_Angeles:20260925T190000
DTSTAMP:20260903T190639Z
CREATED:20260903T190639Z
LAST-MODIFIED:20260903T190639Z
UID:10009490-1790355600-1790362800@businessimpactnw.org
SUMMARY:Quarterly WWBC Networking Event — Yakima Valley Vintners Tasting Room
DESCRIPTION:Fires\, floods\, hurricanes\, tornadoes\, and other emergencies don't check a business's balance sheet before striking; but a business that's prepared has a far better shot at reopening its doors.  \nSmall businesses are especially vulnerable to disaster disruption. Many never reopen after a major event\, not always because of the physical damage itself\, but because they didn't have a plan\, didn't have documentation in order\, or ran out of cash while waiting to get back on their feet. The good news: most of the work that protects you doesn't cost much\, and a lot of it can be done in an afternoon.  \nKnow Your Real Risks \nNot every business faces the same threats. A bakery in a floodplain has different exposure than a landscaping company in a wildfire-prone area. Before you build a plan\, take stock:  \n\nWhat natural disasters are most likely in your area (flood\, fire\, hurricane\, tornado\, earthquake\, winter storm)? \n\n\nWhich parts of your operation would be hit hardest — your physical location\, your inventory\, your equipment\, your supply chain\, your staff's ability to get to work or clients? \n\n\nCould a disaster elsewhere (a supplier's warehouse flooding\, a key vendor losing power) disrupt you even if your own location is untouched? \n\nThe SBA's Business Resilience Guide and a free "back-to-business" self-assessment can help you map these vulnerabilities systematically rather than guessing.  \nProtect Your Paperwork Before You Need It \nWhen disaster strikes\, the businesses that recover fastest are the ones that can prove what they had and what they lost. Before anything happens:  \n\nPhotograph or video your space\, inventory\, and equipment. Walk through every room. Date-stamp the files. \n\n\nKeep copies of key documents off-site or in the cloud: your lease\, insurance policies\, licenses\, loan documents\, tax returns\, and a current list of vendors\, customers\, and employees with contact information. \n\n\nBack up your financial and customer data to a cloud service\, not just a local hard drive or on-site server. \n\n\nStore your loan documents and lender contact information somewhere you can access even if your building is inaccessible. \n\nHaving documentation offsite isn't just good practice; you often need it to support insurance claims and disaster loan applications\, and having it ready can shave weeks off your recovery timeline. \nReview Your Insurance — Don't Assume You're Covered \nThis is the step most small business owners get wrong. Standard commercial property insurance typically does not cover flood damage; that requires a separate flood policy\, often through the National Flood Insurance Program. Earthquake coverage is also usually separate.  \nSit down with your insurance agent at least once a year and ask specifically:  \n\nDoes my insurance cover the disasters most likely in my area?\n\n\nDoes my policy cover business interruption — lost income while I'm closed for repairs — not just physical damage? \n\n\nIs my coverage amount based on current replacement costs\, or an outdated valuation? \n\nIf you rent your space\, make sure you understand what your landlord's insurance covers versus what's on you.  \nBuild a Simple Continuity Plan \nYou don't need a 50-page document. A useful plan answers a few practical questions your future stressed-out self will be grateful to have answered in advance:  \n\nWho do I call first: insurance agent\, landlord\, key employees\, key customers\, lender(s)? \n\n\nWhere do I operate from if my location is unusable: a co-worker's space\, a relative's garage\, remote work? \n\n\nHow do I keep serving customers (in the meantime): a temporary website notice\, a forwarding phone number\, a partnership with another local business? \n\n\nWhat's my minimum cash cushion: to cover payroll and fixed costs for a few weeks of closure? \n\nWrite it down\, share it with any employees\, and revisit it once a year or after any major change to your business.  \nUse the Free Resources Already Built for You\nYou don't have to build a disaster plan from scratch. A few starting points: \n\nBusiness Impact NW 1-on-1 Coaching: free\, one-on-one advising to help you build a plan tailored to your business and connect you to funding and recovery resources if disaster hits.\nSBA's Business Resilience Guide: a step-by-step guide covering risk assessment\, continuity planning\, and rebuilding.\nReady.gov: checklists specific to floods\, hurricanes\, tornadoes\, wildfires\, and winter storms.\n\nWhat You Can Do Now\nDisaster preparedness isn't about assuming the worst will happen; it's about making sure that if it does\, you're not starting from zero. An afternoon spent photographing your inventory\, checking your insurance\, and writing down a simple continuity plan can be the difference between a temporary setback and a permanent closure.
URL:https://businessimpactnw.org/event/quarterly-wwbc-networking-event-yakima-valley-vintners-tasting-room/
LOCATION:Yakima Valley Vinters Tasting Room\, 1606 W Nob Hill Blvd\, Yakima\, WA\, 98902\, United States
CATEGORIES:In-person
ORGANIZER;CN="Washington Women's Business Center (WWBC)":MAILTO:wbc@businessimpactnw.org
END:VEVENT
END:VCALENDAR