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DTSTART;TZID=America/Boise:20261026T163000
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UID:10009505-1793032200-1793037600@businessimpactnw.org
SUMMARY:Capital Readiness For Farm & Food Businesses Workshop - In Person
DESCRIPTION:Food & Farm Loan Readiness \nAccessing capital can be an important step in starting\, sustaining\, or growing a farm or agricultural business. This workshop helps Oregon producers understand their financing options and learn how to prepare before approaching a lender. \nParticipants will learn about different types of agricultural lenders and loan products\, including USDA/FSA programs\, Farm Credit\, CDFIs\, traditional banks\, and SBA-backed financing. The workshop will also cover the 5 C’s of credit\, the financial documents lenders typically review\, and practical steps to strengthen loan readiness. \nParticipants will walk through the loan application process from determining how much financing they need to application\, underwriting\, approval\, and funding. The workshop will also introduce common lending terminology and connect participants with Oregon agricultural resources that can support their next steps. \nTopics include: \n\nFarm ownership\, operating\, equipment\, emergency\, and specialty loan options\nUSDA/FSA\, Farm Credit\, CDFIs\, banks\, and other lending sources\nThe 5 C’s of credit and what lenders evaluate\nFinancial statements\, cash flow projections\, tax returns\, and other application documents\nPreparing a farm business plan and strengthening financial readiness\nWhat to expect during the loan application and underwriting process\nOregon agricultural resources for financing\, training\, and technical assistance\n\nPresenter: Gabriela Vazquez – Loan Officer\, Business Impact NW \n \nAs a dedicated Loan Officer\, Gabriela combines deep financial expertise with an entrepreneurial mindset to guide clients through the lending process.  Her approach is built on a five-year foundation in professional loan counseling\, where she helped clients with debt management and personalized financial coaching. Additionally\, Gabriela has two years of experience as a business owner\, which has provided her with a firsthand understanding of commercial operations and self-employed income analysis. \nThis training will be presented in-person at: 301 A Street West\, Vale\, OR 97918 \nFunding Acknowledgement: \nFunding for this workshop was made possible by a grant/cooperative agreement from the U.S. Department of Agriculture (USDA) Agricultural Marketing Service. Its contents are solely the responsibility of the authors and do not necessarily represent the official views of the USDA \nCost Statement: \nThere is no cost to attend. Workshops are sponsored by the Oregon Department of Agriculture. \n      
URL:https://businessimpactnw.org/event/capital-readiness-workshop-in-person/
LOCATION:Private: 301 A Street West\, 301 A Street West\, Vale\, OR\, 97918\, United States
CATEGORIES:In-person
ORGANIZER;CN="Business Impact NW":MAILTO:coaching@businessimpactnw.org
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